Tom Pinney has more than 20 years of experience representing lenders and borrowers in loan originations (including the origination, purchase and sale of structured finance products, mezzanine and "second lien" loans), foreclosures and collection matters in state and federal courts, out-of-court workouts and bankruptcy litigation. He has represented mortgagees in more than 175 real estate foreclosure actions in state and federal courts.

Tom’s extensive experience in drafting and negotiating loan documents provides him with significant insight into the actual enforcement of the documents, whether in or out of court, should the need exist. Conversely, his experience in litigating collection and bankruptcy matters provides him with a unique perspective when negotiating and drafting transactional documentation.